When people have a hard time finding affordable housing, many times they turn to housing associations in the UK for help. These associations were created for people that may not be able to afford traditional housing due to economic hardships.
They are typically owned by private corporations, or individuals, rather than the state. Although they are not directly state controlled and operated, they are known as public institutions because they cannot discriminate against any minority or majority.
One of the main benefits of these associations is that there are minimal qualifications that must be met in order to qualify these homes. This means, for the renter, that their home is going to be up to code and safer than many other homes that are within their budgets, but are not with the housing association.
All of the housing associations in the UK are controlled by a board of directors. Many of these boards are simply made up of residents in the housing complex. They are responsible for making sure that the tenants are following all housing policies, such as pet control and cleanliness. They are also responsible for making the property owner aware of any repairs that need to be made. In addition to these duties, the board has the right to enforce certain policies and procedures in order to make certain that their building remains eligible for housing association status. Boards may also include people from the community such as business owners, local authorities and even politicians, in addition to residents.
In the beginning, housing associations started out as a philanthropic organisation in response to the worsening housing conditions for much of the population. The Industrial Revolution created a new class of people known as Middle Class. These were people who worked hard at their jobs, made better money than the poorer classes, but were still unable to find suitable housing for their families. The Thatcher government, during the late twentieth century, brought about further changes, providing grants to assist with new construction of these homes.
The goal is for the individual to have a comfortable home that can house the entire family in a modern fashion. It is also one of the few housing situations that allows for families to slowly save toward the purchase of a future home, by keeping rent low. For the most part, many housing associations break even through rent payments. Occasionally, they are graced with a donation that is generally used to upgrade appliances or heating and cooling systems, but this is very rare.
Although it can be difficult to get into an apartment or home that is controlled through a housing association in the UK, they are still well worth looking into if you want a home that you can be truly pleased with in most aspects. Most of them have a long waiting list, but once you have your home, you will find that being part of a housing association enables you to have a better home for your money.
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Gallions housing association offers affordable in London and the South East. Find out more about our affordable housing schemes today.
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