Anyone who goes out to drive needs to have a drivers license in order to do so. If you fail to drive without a licence and stopped by the police then you can be punished with fines or even with having your licence taken away. Another necessary aspect that you need when you go out to drive is car insurance, and again, if you fail to show car insurance when you are stopped by the police, you can also be punished. However, when you really think about that, there may be situations where people would want to get car insurance with no license to drive.
So what sort of situations might these be? Well, the first thing to consider would be the idea of someone requiring car insurance when they are yet to pass that test. Perhaps they are alone driver and therefore do not have a license, but still need a car to learn with. Any car that is driven, even one that is driven by someone who is learning, will need to have car insurance with it.
Another situation would be with someone who needs a car and needs to get around but cannot actually drive themselves. For example, someone who does not have the ability to drive and therefore does not have a license will still have to purchase insurance if they are driven by someone else.
In addition to this, it is also common to find a situation where a parent who does not drive themselves may well look to get a car and car insurance for their children so that they can drive around when they get their license. Essentially, any situation where you find someone requiring a car for someone else to drive, will need to purchase insurance in order to do so, whether they have a license themselves or not.
Of course, it is always important for anyone to also get insurance for their car simply to protect it against any sort of danger that they face. For example, you may have your car stolen by a thief, and if you do not have car insurance, then you will not be compensated for this theft. As such, you will have to to go out and purchase a new vehicle yourself, and this can be financially devastating for many people.
In addition, any damage that your car suffers from will be covered by car insurance as well. Therefore if your car was attacked by someone or damaged by a natural event, your insurance company will compensate you.
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