Making use of internet based quotation forms has become a worrisome practice. People have become more reluctant to fill in their personal details online and send it off to the insurance companies. Identity fraud is a real problem and people who have fallen in this unfortunate trap have ended up with thousands of dollars of debt on things they never purchased. Luckily there is a way to receive insurance quotes without personal information being requested.
The insurance companies market themselves with slogans such as obligation free quotes and this gives one the necessary grounds to refuse to give out personal details to receive any quotes. One can simply tell the consultant that one is uncomfortable to give out any details. If they are professional business people, they will be able to respect this and gather what is needed to complete the request.
It is also a good idea to ask for a general quote only giving data on the type of vehicle or property and the location. By this means one will get a close enough estimation of what the monthly premium will be. In most cases one can only provide a zip code instead of the exact address. This will be sufficient to calculate the costs of the premium.
Another means is to just surf the web for any companies that give online quotes without personal information required. They make use of forms that ask details such as age, gender and location. Some of them never ask one to complete social security numbers or names. Another option, especially when deciding on house cover is to ask the neighbors how much they pay and from which company they bout their insurance.
Generally companies who offer quotes for auto insurance will ask details such as the name and contact number of the person, the date of birth to know the age of the person, the vehicle information and where the vehicle is garaged when not in use.
The best advice is to choose beforehand what data to give out. If one is not comfortable giving out social security numbers or physical addresses, explain it to the consultant. They are well aware of the dangers of identity theft and they should be able to generate a generic means of information. If any of the consultants argue about the need for personal information, take the business elsewhere and do not waste any time with arguments.